Since the firm typically requires strong or excellent credit for the majority of its cards, some claim it can be challenging to receive an American Express (Amex) card if you’re still building or establishing credit. For instance, you must have a credit score of between 670 and 850 in order to be eligible for the Blue Cash Preferred card. Others, on the other hand, claim that after taking the effort to make sure they fulfilled the conditions, they were granted Amex cards with ease.

When is it worthwhile to use the Amex Blue Cash Daily?

If you’re trying to find a welcoming deal In the first six months following account opening, new Amex Blue Cash Everyday cards who spend $2,000 on purchases are eligible for a $200 statement credit. This implies that you will ultimately charge the card $334.

The American Express Blue Cash Everyday Card provides a good benefits for cardholders:

if you’re searching for rewards in everyday categories. Spenders who often spend money at grocery stores, gas stations, and online—all fairly typical everyday spending categories—will find it especially beneficial.

You can make the following using Amex Blue Cash Everyday: U.S. supermarkets offer 3% cash back (up to $6,000 in purchases annually, after which 1% is refunded).

In US gas stations, customers receive 3 percent cash back (up to $6,000 in purchases annually, after which they receive 1 percent back).

On U.S. online retail transactions, earn 3 percent cash back (up to $6,000 in purchases per calendar year, after which you will receive 1 percent back).

When does Amex Blue Cash Everyday become unprofitable?

Should you expend over $6,000 year on groceries Spenders who expect to significantly surpass the $6,000 annual threshold for the U.S. supermarket category, or who anticipate fast hitting it, might be better off using a different card.

If you frequently travel outside of the U.S. Remember that this card carries a 2.7 percent international transaction fee on purchases made outside of the United States if you travel overseas frequently.

This indicates that using this card to travel overseas isn’t the best idea. If your credit score isn’t between good and exceptional For Amex Blue Cash Everyday, a decent to exceptional FICO score (670 to 850) is the recommended credit score.

Is it wise to purchase the Amex Blue Cash Daily?

When used by the correct kind of person, the Amex Blue Cash Everyday credit card may be ideal. This includes people who often make purchases at American supermarkets, gas stations, and online retailers.

A person who will fully utilize the advantages that the Amex Blue Cash Everyday card gives would be the perfect cardholder. Beyond cash back, this card gives a welcome bonus, some basic travel advantages, no annual cost, an introductory APR deal on purchases, fraud protection, and access to American Express’s well-liked Pay It Plan It program. Not to mention, it has no annual charge.