Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are the two most common types of government disability benefits for people who are unable to work due to a medical condition or disability.

The primary distinction between the two supports is their work histories. SSDI is intended for people who have paid Social Security taxes and worked for many years but are unable to continue their activities due to a disability.

However, SSI is available to low-income people who have little or no work experience and are unable to work due to a medical condition.

If you live in California, this is how much the SSDI program will pay you per month

Approximately 6.5 million people received SSI benefits in 2022, while 7.9 million disabled workers received monthly payments from the Social Security Disability Insurance (SSDI) program. In 2024, the maximum SSDI payment for disabled workers was approximately $3,822, with an average monthly benefit of $1,505.

The average monthly SSI payment is $600, with a maximum of $943 by 2024. Even though these benefits are beneficial, they frequently fall short of meeting basic human needs.

Regardless of where a person lives in the United States, an Atticus study discovered that SSI only covers less than one-third of living expenses, and SSDI rarely covers half.

Furthermore, monthly SSDI payments averaged $1,665 in October 2023. Benefits are determined by a person’s lifetime income and Social Security taxes paid. According to a 2022 study, the District of Columbia had the lowest average SSDI payment, $1,321.04, and Delaware received the highest, $1,599.97.

When calculating SSDI benefits, the Social Security Administration (SSA) considers the 35 years in which you earned the most money, accounts for inflation, and uses percentages to estimate your Primary Insurance Amount.

According to the 2024 formula, 90% of the first $1174 in income is included, followed by 32% from $1174 to $7078 and 15% above that. Using this formula, SSDI payments are guaranteed to be proportionally higher for those with lower lifetime earnings.

Confirmed Social Security Disability Insurance (SSDI) benefits per state

According to the Social Security Administration figures, here are the average monthly SSDI payments per state back in 2022:

• Alabama $1,454.98
• Alaska $1,473.09
• Arizona $1,542.92
• Arkansas $1,415.43
• California $1,524.99
• Colorado $1,497.71
• Connecticut $1,549.41
• Delaware $1,599.97
• District of Columbia $1,321.04
• Florida $1,521.74
• Georgia $1,485.38
• Hawaii $1,532.11
• Idaho $1,456.79
• Illinois $1,495.07
• Indiana $1,480.12
• Iowa $1,412.23
• Kansas $1,439.17
• Kentucky $1,446.53
• Louisiana $1,421.25
• Maine $1,395.33
• Maryland $1,542.21
• Massachusetts $1,493.30
• Michigan $1,508.94
• Minnesota $1,475.73
• Mississippi $1,416.49
• Missouri $1,441.07
• Montana $1,407.08
• Nebraska $1,391.82
• Nevada $1,562.44
• New Hampshire $1,528.42
• New Jersey $1,648.06
• New Mexico $1,398.19
• New York $1,540.57
• North Carolina $1,483.98
• North Dakota $1,388.96
• Ohio $1,422.89
• Oklahoma $1,423.04
• Oregon $1,459.64
• Pennsylvania $1,493.44
• Rhode Island $1,464.35
• South Carolina $1,512.46
• South Dakota $1,391.16
• Tennessee $1,446.63
• Texas $1,463.70
• Utah $1,473.63
• Vermont $1,398.34
• Virginia $1,497.40
• Washington $1,494.32
• West Virginia $1,465.15
• Wisconsin $1,460.01
• Wyoming $1,485.89

When will beneficiaries receive their SSDI benefits in January 2025?

According to the SSA’s Social Security payment schedule for 2025, SSDI beneficiaries will receive their benefits on the following dates:

• On January 3rd, if they claimed disability benefits before May 1997
• On January 8th, if they were born between the 1st and the 10th
• On January 15th, if they were born between the 11th and the 20th
• On January 22nd, if they were born between the 21st and 31st

Also See :Here’s why your Social Security benefits could be reduced in 2025… despite COLA increase