Even though the year is only just getting started, people who depend on Social Security Disability Insurance (SSDI) benefits are already looking forward to the dates of January’s resource distribution to pay for necessities, especially those related to the upcoming “January slope” and the Christmas holidays.

The Social Security Administration (SSA) has previously published a calendar with these dates on it. This time around, the payments will be spread out as usual. Beneficiaries must also be aware of the staggered resource distribution plan, which is allocated based on the date of birth, in addition to these dates.

The SSA is ready to deliver new SSDI payments as the new year has begun

On these days in the first month of 2025, SSDI benefits will start to arrive. The Social Security payment schedule for this year states that the following dates are when disabled Americans will get their benefits:

• January 8th (2nd Wednesday of the month): if your birthday falls between the 1st and 10th.
• January 15th (3rd Wednesday): if you were born between the 11th and the 20th
• January 22nd (4th Wednesday): for those born between the 21st and the 31st

Remember that the SSA recommends waiting three business days before submitting a claim if your payment does not arrive within the specified time frame.

In addition to monitoring your bank account to confirm your deposit, you should also confirm with your bank that there are no problems on your end. If so, you can get more information from the Social Security office in your area.

How much extra money will disabled people earn with new SSDI payments?

Following the formal announcement of the new cost of living adjustment (COLA) rise last October 10th, millions of SSDI claimants will begin receiving their enhanced benefits on January 3rd.

Over 72 million beneficiaries will benefit from this yearly boost, which will enable them to keep up with inflation and have enough cash on hand to pay for their monthly needs.

If disabled individuals have already satisfied the standards set forth by the Social Security Administration, they will receive the following payment levels, taking into account the 2.5% yearly increase:

In addition to SSDI payments, the federal agency will provide additional benefits to survivors, retired workers, and SSI recipients in light of the 2.5% rise in the cost of living adjustment. All of the guaranteed payment amounts that they will get as soon as the first week of January begins are listed here.

Retirement benefits	Social Security checks	2.5% COLA increase	Extra income
On average	$1,900	$1,948	$48
Age 62	$2,710	$2,778	$68
Age 67	$3,822	$3,918	$96
Age 70	$4,873	$4,995	$122

 

Survivor benefits	Social Security checks	2.5% COLA increase	Extra income
On average	$1,505	$1,543	$38
Individual	$1,773	$1,817	$44
2 Children	$3,653	$3,744	$91

The risk of becoming disabled increases with age

At age 50, a person’s chances of being eligible for SSDI benefits are more than double those at age 40, and at age 60, their chances are even greater.

This reflects the underlying increase in incapacitating medical conditions associated with aging. There are several factors at play. One is illnesses that are more prevalent as people age, such as dementia or stroke.

Another is degenerative diseases that worsen over time, such as ALS or multiple sclerosis. Last but not least, people’s bodies just degrade with age, especially if they work in physically demanding jobs that might lead to more debilitating musculoskeletal injuries or diseases.

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